Luxury hotels have an undeniable level of comfort, amenities, and services but it's not a piece of cake for every traveler. The hefty price tag comes with the finest facilities but some hotels offer loyalty programs.

Loyalty programs allow guests to earn points and redeem them for discounted stays, sometimes even free. So, you do not have to break the bank to experience the luxury of high-end hotels.

From the century-long Hilton Hotel to the Marriot chain existing for over 55 years, these are some of the best 5-star hotels you can book using points.

The St. Regis Maldives Vommuli Resort (Marriott Bonvoy)

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Indulge in the luxury experience with the breathtaking views of St. Regis at Vommuli Resort by Marriott Bonvoy. The luxury hotel at the heart of oceanfront Maldives offers a cash + Marriott Bonvoy Points option.

What you get with points:

  • 5-night stay for the points of 4 nights
  • relaxing spa treatments
  • fine dining experiences
  • personalized services

One can earn Marriott Bonvoy points on every stay at Marriot-affiliated hotels where you use credit cards for payment.

Park Hyatt Paris Vendome (World of Hyatt)

Next to the Eiffel Tower, Park Hyatt Paris Vendome offers a luxury experience like no other. But the prices here start at $800 per night.

In the World of Hyatt, you can gain 5 points for every $1 spent on accommodation, spa services, dining, and more. One can also use Chase Ultimate Rewards gained through Chase Sapphire cards by converting them to Hyatt points.

What you get with points:

  • 25,000 and 35,000 Hyatt points per night for a standard room
  • 43,000 and 53,000 points per night for a standard suite
  • exclusive dines
  • spa treatments
  • lounges and salons

The Plaza Hotel, New York City (Fairmont President's Club)

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The Plaza Hotel offers the grandest experience in New York City and Central Park featuring lavish decorations, the world's best dining, and elegant infrastructures. A home base for many celebrities and movie scenes, the hotel has 115 years of hospitality experience.

At the prime location of Fifth Avenue, luxury suites, grand ballrooms, and wedding venues are some other attractions. The tariff ranges from $1200 to $3200 but you can get loyalty discounts with points.

What you get with points:

  • complimentary room upgrades
  • free nights
  • dining credits
  • spa treatments
  • discount at restaurants, bars, and shops
  • priority check-in and late check-out

Hilton Maldives Amingiri Resort & Spa

Hilton Hotels & Resorts has luxurious properties worldwide and among them, Hilton Maldives Amingiri Resort & Spa is one of the favorites for fellow travelers.

Traditional Beach villa with a private pool lying above the beautiful Indian Ocean, the price is at an average of $1100 per night. However, the redeemed points can save you some money.

You can earn points on every stay, buy points, or transfer them to the Hilton Honors. American Express Membership Rewards points can be converted to Hilton at a ratio of 1:2.

What you get with points:

  • 110,000 Hilton points per night package (up to 2 nights per stay)
  • Complimentary breakfast, drinks, and VIP facilities
  • Spa treatments

Waldorf Astoria Beverly Hills (Hilton Honors)

Another mesmerizing property of Hilton, Waldorf Astoria Beverly Hills is an iconic landmark in Southern California. City skyline view, plush furnishings, rooftop pools, and Michelin-starred restaurants, it has impeccable facilities.

The price here starts at $1,040 per night but thanks to Hilton Honors, you can redeem points for some facilities in accommodation and VIP amenities.

What you get with points:

  • 95,000 Hilton Honors points per night (low-end)
  • 4 nights with points will get you 5th night free (308,000 points for 5 nights)
  • VIP benefits and Breakfast discount

Aman Tokyo (Aman Resorts)

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Aman Resorts has 35 hotels, resorts, and residences in over 20 countries. The rooms here cost from $1,700 to $6,000 which is comparatively higher than other luxury chains.

However, you can manage costs with points and the right credit cards. American Express Platinum cards will give you additional benefits and $200 credit for FHR stays. 

What you get with points:

  • JPY 20,000 hotel credits for Aman spa, minibar, and private dining
  • complimentary room upgrades
  • exclusive access to special events
  • Misogi Retreat
  • Aman Japan journey

The Peninsula Hong Kong (Peninsula Hotels)

In front of the Victoria Harbour at Tsim Sha Tsui, The Peninsula Hong Kong is one of the 12, and oldest hotels of the chain. Known for its beautiful architecture and world-class food, it includes the Michelin-starred restaurant Gaddi.

The price here ranges from USD550 to USD2300 depending on suites and amenities. However, the good part about the Peninsula Hotels is you can redeem certain facilities using points you earn at every stay.

For American Express platinum card members, you get USD 100 Property credit to use during your stay, 4 P.M. checkout, complimentary wifi, and more.

what you get with points:

  • accommodation depending on current point redemption rates
  • airport transfers
  • late check-in and check-out and complimentary stays
  • priority reservations and room upgrades

Belmond Hotel Caruso, Amalfi Coast

The elegant view of the Amalfi Coast with luxurious rooms and suites, Belmond Hotel Caruso has a stunning view of the Mediterranean Sea. The hotel also offers cooking classes, sightseeing, and wine tasting.

Although the price ranges from USD 800 to USD 3,000, there is a Bellini Club loyalty program offering compliments. It's not like points but additional VIP benefits which can save you money to some extent.

What you get with loyalty:

  • VIP welcome treats
  • complimentary Wi-Fi
  • USD500 gift voucher for future travel on spending USD5000 inside the property
  • full breakfast daily for two

Alila Ventana Big Sur (World of Hyatt)

Alila Ventana Big Sur features beautiful scenery from the cliffs of the California coastline. It can be the best option as a luxurious and relaxed outing for nature lovers.

It offers farm-to-table restaurants, all-organic foods, hiking trails, and stylish accommodations. Although it is quite pricey, one can use World of Hyatt points for better rates. 

What you get with points:

  • 35,000 Hyatt points per night (equivalent to $1,795)
  • meditation, Tai Chi, and yoga discount
  • offers on daily hikes

The Ritz-Carlton, Grand Cayman (Marriott Bonvoy)

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The Ritz-Carlton by Marriott in the Cayman Islands offers a peaceful outing for summer with beaches and mesmerizing ocean views. It has a typical Caribbean restaurant serving gourmet, a golf course, and a spa-fitness center.

Ritz-Carlton can be booked using Marriott Bonvoy points plus has an add-on service cost paid as a resort fee.

What you get with points:

  • 85,000 Marriott points per night booking +$85 per night resort fee
  • recreational activities and dining benefits

InterContinental Bora Bora Resort & Thalasso Spa

Overwater bungalows and beachfront villas in front of the Mount Otemanu, InterContinental Bora Bora Resort, and Thalasso Spa is a five-star property.

During your tropical getaway, you can do boat tours, hike, and observe Tahitian cultural programs at the hotel. Bora Bora trip is always going to be expensive but you can save some money using IHG points.

These offers are limited, so make sure you snatch them in time.

What you get with points:

  • 70,000 IHG points per night for Standard rooms
  • room upgrade to suites and villas
  • special packages and promotions
  • dining and spa services

The Ritz-Carlton, Kyoto (Marriott Bonvoy)

The Ritz-Carlton hotel property in Kyoto is famous for spacious rooms with traditional Japanese aesthetics. Alongside the serene beauty of the Kamogawa River and Higashiyama Mountains, you can fine-dine some of the world's best cuisine.

Traditional tea houses and unreal hospitality with every attention to detail will surely impress you. The hotel rooms can be booked using Marriott Bonvoy points but the offers are limited for rooms and plans.

What you get with points:

  • 70,000 points/night during off-season
  • 85,000 points to 100,000 points/night during peak season
  • Kyoto Craftsmanship Retreat discount
  • offers at 4 dining venues

The Langham, Sydney (Langham Hospitality Group)

The Langham gives you the best view of Sydney Harbour and Sydney Opera House from your room. The signature cuisine in a restaurant managed by world-class chefs is another reason to book this hotel.

On top of that, the luxurious spa and indoor pool will make your trip more soothing. Langham Hospitality Group has a loyalty program "Brilliant by Langham" which includes award points and status points.

Based on your award points, you are placed on 5 tiers - Onyx, Topaz, Diamond, Sapphire, and Ruby. 150 award points are accumulated for every $5 spent on the property. The higher the tier, the more the benefits.

What you get with points:

  • dining discounts
  • invites to VIP events
  • room upgrade vouchers
  • early check-in and late checkout

The Ritz-Carlton, Lake Tahoe (Marriott Bonvoy)

The Ritz-Carlton at Lake Tahoe is one of the most sought-after places for winter adventures like skiing, snowboarding, climbing, and more. This 5-star hotel by Marriott is a luxury among the woods.

Nestled in nature with a glaring view of mountains, it has a lavish spa, heated outdoor pool, and diners with a view of nature.

One can book The Ritz-Carlton at Lake Tahoe using Marriott Bonvoy points. The same conditions apply for all 5-star hotels by Marriot and can be gained through American Express and other credit cards.

What you get with points:

  • 80,000 to 240,000 points per night depending on rooms and amenities
  • priority check-in and check-out
  • dining, spa discounts

The St. Regis Bali Resort (Marriott Bonvoy)

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The St. Regis Bali Resort lies on the beachfront of Nusa Dua, Bali. It has breathtaking views, magnificent hospitality, and a plethora of leisure activities travelers love.

The allure of a private beach, luxurious spa treatment, and multi-cuisine dining options are some added benefits. You can book the hotel using your Marriott Bonvoy points if you want to save some money.

What you get with points:

  • starting at 85,000 points/night for a room
  • 20% off for more than 5 nights
  • complimentary Wi-Fi
  • airline miles conversion